Has your bank said NO?
If so, you are not alone.
Do not panic. Punters Finance has helped thousands of clients just like you. We connect people with award winning finance brokers and elite financial professionals, carefully selected for their ability to meet your needs.
Max, customer service
Tell Max what happened and what you want to do. He works out whether you need a specialist broker here, Sam at ASAP Capital for development finance, or TSC for a mainstream loan, and gets your file moving. A licensed broker takes it from there.
Start a conversationWhen your bank says no, give Punters a go.
When banks reject your loan application it can be frustrating and devastating. You may feel like you have no options, or that you will never qualify for a home loan. With the right information, preparation and planning, we find the right broker for you and get your dreams back on track.
We connect you with specialists in alt doc, specialist and non conforming lending. Our network has won an array of awards and received hundreds of reviews and recommendations. From bank managers and long term mortgage brokers to ASIC support and everything in between.
Our processScenarios we see every week
- Credit impaired
- Short term income
- Expats and foreign income
- Debt consolidation and tax debt
- Bridging finance
- Self employed
- New businesses
- Incomplete financial statements
Specialist and low or alt doc loans
Every bank has different policies and a different method to calculate how much you can borrow. If one lender says no, that is ok, it happens. Each bank has a different risk profile at different times and may not fit your requirements right now.
Specialist Loans
Non conforming lending when the mainstream banks say no. Credit impaired, short term income, expats, tax debt, bridging.
Learn more →Alt and Low Doc Loans
Self employed, new business, incomplete financials. Income verified by BAS, bank statements or an accountant letter.
Learn more →Development and Subdivision
Private and development lending for builders, developers and land subdivisions, handled by ASAP Capital in our group.
Learn more →Medico and Professional Packages
Packages for doctors, dentists, vets, accountants and lawyers, with LMI waivers and higher LVRs where policy allows.
Learn more →SMSF Loans
Limited recourse borrowing for residential and commercial property inside a self managed super fund.
Learn more →Mature Age and Retirees
Lenders that look at the whole picture, not just the age on the application.
Learn more →Cashflow Lending
Working capital, invoice finance and short term facilities that keep a business moving.
Learn more →Equipment Finance
Vehicles, plant, machinery and fit outs, structured for the tax position of the business.
Learn more →The brokers and licensed professionals in our network have won a number of awards
- 2023 Finsure Finance and Insurance: Ambassador Club
- 2022 Finsure Finance and Insurance: Finalist Insurance Champion Award
- 2022 Finsure Finance and Insurance: Finalist Broker of the Year
- 2021 Australian Mortgage Awards: Finalist Broker of the Year, Specialist Lending
- 2021 Australian Mortgage Awards: Finalist Brokerage of the Year Regional
- 2021 Finsure Finance and Insurance: Young Gun of the Year QLD, Sam Gardiner
- 2017, 2019, 2021 Finsure Finance and Insurance: Broker of the Year, Matt Punter
- 2018 The Adviser Better Business Awards: Best Regional Broker, Winner
“We highly recommend the whole team at Punters Finance who went above and beyond to obtain finance to purchase an investment property. We could not believe how easy it was.”
Emma and Rob WilliamsAround ten specialist lenders and growing
Do not waste another minute stressing about your loan approval.
Talk to Max now, send an enquiry, or call us. You will hear from a human within one business day.
Talk to Max Enquire now